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Financial Details
What do I do here?
In this step of your Bankwest Online Application we will ask about your current financial details, including your income, assets, commitments and liabilities or your linked account details.
Important Information about assets.
You need to give us the value of your share of each asset type. For example, if you own a house jointly, you enter the value of your share of the house.
Specifically we are interested in these types of assets
Property means the value of any property you own.
Include any motor vehicles you own under Car/s.
Household Goods include things like furnishings, electronic equipment, appliances or sporting gear.
Savings can be the amount of money you have in your bank accounts.
Important Information about loans.
You need to advise us of any current home loans, car loans and personal loans to be taken into account for our credit assessment process.
These loans can be from Bankwest or any other Bank. Simply enter in your monthly repayment amount in the 'Monthly Payments' field and current loan balance in the 'Total Balance/Limit' field for each type of loan.
Why do you need to know how many adults and how many children are in my family?
We use this information in our credit assessment process for your Bankwest Online Application.
What are my deposit options?
Your first deposit must be made by direct debit from your Linked Account. Further deposits can be made via any electronic means, including salary payments from your employer.
What's the interim interest period?
On 12 month terms, interim interest can be paid monthly, quarterly, six monthly or on maturity straight into your Linked Account.
For deposits which have a term of less than 12 months, interest is paid on maturity.
How do I setup my regular savings plan?
Simply choose 'Yes' next to 'Would you like to setup a regular saving transfer' if you wish for a regular savings plan to be setup.
Choose how often you would like the transfer to occur from the drop down box next to 'Frequency of regular savings transfer.'
Enter in your savings plan amount and the date you wish for this recurring automatic debit to commence.
Facilities (Hero, Zero and Student Transaction Accounts only)
What do I do here?
When applying for a Hero, Zero or Student account, we provide you with a choice of debit cards. You can select your card type and in some cases your card colour.